Newfoundland and Labrador’s Medical Care Plan (MCP) and Canadian Students
Canadian students undertaking full time post-secondary studies in Newfoundland and Labrador are eligible for MCP coverage. A detailed explanation of MCP services can be found on the
Provincial Government website .
To receive coverage, Canadian students must have already applied for and received an MCP card. If you are a Canadian immigrant or have not yet applied for an MCP card, the application form can be found on the Provincial Government website
here .
You can apply in two ways:
-
submitting the completed application along with the required original documents in person to one of the addresses listed on the form
-
mailing the completed application along with the required original documents to one of the addresses listed on the form
Coverage becomes effective for eligible students and dependents on the date of registration in a full-time post-secondary program. Coverage is terminated upon completion of the study program. Students must be attending school and residing in the province in order to avail of coverage.
Coverage is available for services listed under the Medical Care Insured Services Regulations and the Hospital Insurance Plan Regulations. In order to be exempted from the College insurance plan a student must provide proof of coverage equivalent to the College insurance plan.
Students temporarily leaving the province for vacation or other purposes may qualify for out-of-province coverage for up to 182 days in any 365-day period. In order to ensure out of province coverage, students must apply for and receive an out-of-province coverage certificate prior to leaving the province. The application can be found on the Provincial Government website
here .
Opting out of the Health Insurance Plan
Registered Canadian students of College of the North Atlantic are covered under an accident insurance plan. This DOES NOT provide routine medical coverage for students. If a student wishes to
opt out of the plan, he or she must provide proof of purchase of a similar health insurance plan during the enrollment period.
For help with the process of opting out, please see our
Opt Out Instructions
Newfoundland and Labrador’s Medical Care Plan (MCP) and International Students
International students must enroll and pay for Student Health and Dental insurance in order to be eligible for Newfoundland and Labrador’s Medical Care Plan (MCP).
****Refer to the
Health and Dental section for fees or to opt out if you already have an alternative health and dental plan****
International students undertaking full time post-secondary studies in Newfoundland and Labrador may be eligible for MCP coverage. A detailed explanation of MCP services can be found on the
Provincial Government website .
The MCP program applies to any foreign individual issued an official study permit by Immigration and Citizenship Canada before entering the country. The individual must be attending a recognized post-secondary educational institution in Newfoundland and Labrador for a period of at least 12 months. Dependents of the student will also be covered under MCP, provided they are living in the province and have relevant documentation to support their application.
To receive coverage, international students must apply for and receive an MCP card. The application form can be found on the Provincial Government website
here .
You can apply in two ways:
-
submitting the completed application along with the required original documents in person to one of the addresses listed on the form
-
mailing the completed application along with the required original documents to one of the addresses listed on the form
Coverage becomes effective for eligible students and dependents on the date of registration in a full-time post-secondary program or upon arrival in the province.
Eligible students must present a letter of enrollment from the educational institution at the time of registration.
Coverage must be renewed annually at which time a current letter of enrollment must be provided. Coverage is terminated upon completion of the study program; or the date of permanent departure from the province, whichever is earlier. Students must be attending school and residing in the province in order to avail of coverage.
Coverage is available for services listed under the Medical Care Insured Services Regulations and the Hospital Insurance Plan Regulations. Health insurance for other services (i.e. coverage of prescription drugs) may be available for international students with MCP cards to purchase through the College or other health insurance companies. In order to be exempted from the College insurance plan a student must provide proof of coverage equivalent to the College insurance plan.
International students temporarily leaving the province for vacation or other purposes may qualify for out-of-province coverage for up to 182 days in any 365-day period. The residency requirement for international student beneficiaries must be satisfied in each subsequent 365-day period in order to receive future out of province coverage. In order to ensure out of province coverage, international students must apply for and receive an out-of-province coverage certificate prior to leaving the province. The application can be found on the Provincial Government website
here .
Opting out of the International Health Insurance Plan
Registered international students of College of the North Atlantic are covered under an accident insurance plan. This DOES NOT provide routine medical coverage for students. If a student wishes to
opt out of the plan, he or she must provide proof of purchase of a similar health insurance plan to the International Student Coordinator before registration.
For help with the process of opting out, please see our
Opt Out Instructions